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Credit officer

Phone Number: +256755871588
Date of Birth: 15/12/1995
Gender: female
Marital Status: Single
Salary Expectation: 800000 - 2000000
Driving Permit: No
Personal Statement:

Organized and adaptable professional with considerable working experience in various office environments. My attention to detail and excellent time management skills means that every task is completed efficiently and to the highest possible standard. I have a calm and patient disposition meaning that I am able to work effectively under pressure and focus on the task at hand. I work well in teams, but also independently. Accurate, fast keying skills and a strong desire to work hard and perform well. Skilled in planning and organizing with the ability to complete tasks on deadline. An independent worker who successfully meets the challenges of a fast-paced environment providing technical and administrative support to a large department. I am very motivated person who is very keen to have a successful career. I am now looking forward to making a significant contribution to an institution that offers a genuine opportunity for progression.



Bachelor's degree in statistics and economics at Kyambogo University



November to date

Credit officer at Asset microfinance limited

Conducted numerous presentations for top executives to heighten awareness of potential client credit risks, compounded by the credit crisis. Developed and implemented a number of new innovations, which included a simplified credit approval process for creditworthy clients, a tool that enabled salespeople to access credit-rating information, and a new scoring methodology for non-financed transactions that increased automatic approvals by 5%. Generated funds advanced for office use which helped the organization in getting good accountability. Marketed village Bank loan, this helped the organization increase on the portfolio outstanding as well as improved on the loan repayments. Generated loan disbursements, as a result of good marketing strategy, the portfolio outstanding increased and also there was improvement on the quality of loans. Filling of ledgers and filing complete files for the clients. Records of clients, both old and new are well kept for reference. Following up of clients, receiving cash and cheques from clients who are clearing their loans. Loan payments are made and the portfolio improved. Recording the disbursements and the recovered amount weekly. The loan book records are well kept for reference. Filing the loan tracking document monthly including clients in arrears. The loan portfolio is greatly improved. Analyze and assess the new and old clients before the loan is disbursed. Loans are disbursed to honest clients after the assessment.

April to October

Data analyst at Ministry of education and sports

Interpreting data, analyzing results using excel and EMIS system. This assisted the developing analytical data and reports through data analysis. Developed and implemented data analyses, data collection systems and other strategies that optimize statistical efficiency and quality at the ministry. This helped in conducting full lifecycle analysis to include requirements, activities and design at the ministry. Acquired data from primary or secondary data sources and maintaining databases using the EMIS system. This assisted to monitor the performance and quality control plans to identify improvements in schools at ministry. Filter and clean data by reviewing computer reports, printouts, and performance indicators to locate and correct code problems at the ministry.


  • Analytical skills, Microsoft office, communication skills, listening skills


Luganda Fluent Fluent
English Fluent Fluent
Lusoga Fluent Fluent
Ateso Good Fair


MD. Malaya Patricia

Ministry of education and sports



Mr kibirango Samuel

Ndejje university



  • Accounting, Banking, Cashier, Data Entry and Management, Economics, NGOs, Operations Manager, Price Analysis, Procurement and Logistics, Project Planning, Research, Social Sciences, Statistics, Urban Planning
  • Updated 1 year ago

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